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Versatile money again rewards and numerous journey perks are why we like this card. Plus, you don’t pay annual charges or international transaction charges. Nevertheless, the shortage of introductory bonuses is a draw back.
What We Like:
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Earn 5% money again on inns and rental vehicles via Capital One Journey
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A number of methods to redeem money again
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No minimal redemption requirement for money again
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No international transaction charges
Intro APR Purchases
N/A
Intro Time period Purchases
N/A
Intro APR Stability Transfers
N/A
Intro Time period Stability Transfers
N/A
Common APR
29.74% (Variable)
Annual Payment
$0
- Earn limitless 1.5% money again on each buy, every single day
- $0 annual charge and no international transaction charges
- Take pleasure in as much as 6 months of complimentary Uber One membership assertion credit via 11/14/2024
- Earn limitless 5% money again on inns and rental vehicles booked via Capital One Journey, the place you may get Capital One’s finest costs on 1000’s of journey choices. Phrases apply
- No rotating classes or sign-ups wanted to earn money rewards
- Money again will not expire for the lifetime of the account and there is no restrict to how a lot you may earn
- $0 Fraud Legal responsibility in case your card is ever misplaced or stolen
Editor’s Word – You may belief the integrity of our balanced, impartial monetary recommendation. We might, nonetheless, obtain compensation from the issuers of some merchandise talked about on this article. Opinions are the writer’s alone. This content material has not been offered by, reviewed, authorised or endorsed by any advertiser, until in any other case famous beneath.
The Capital One Quicksilver Money Rewards for Good Credit score is one other bank card in Capital One’s line-up for these with good credit score scores. And for anybody engaged on bettering their credit score additional, it’s a wonderful money again rewards card to take you there.
Limitless 1.5% money again, versatile redemptions, and no charges are what make this card shine. You too can reap the benefits of numerous journey perks and earn extra rewards via Capital One Journey.
That stated, this card isn’t essentially the most aggressive money again bank card available on the market. And for frequent vacationers, different bank cards is likely to be superior. Our evaluate covers all of the options of the Quicksilver Money Rewards for Good Credit score, in addition to its professionals and cons, so you may determine if it’s the proper card for you.
Overview of the Quicksilver Money Rewards for Good Credit score
- Greatest for: Money again rewards whereas constructing your credit score
- Signal-up bonus: None
- Money again: Limitless 1.5% money again
- Introductory provide: None
- APR: 29.74% (Variable)
- Annual charge: $0
- International transaction charge: None
- Intro steadiness switch charge: None
- Money advance charge: 3% of the quantity of the money advance, however not lower than $3
Execs & Cons
Execs
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No annual charge — The Quicksilver Money Rewards for Good Bank card doesn’t cost an annual charge.
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No international transaction charges — No international transaction charges makes this a trip-friendly card for frequent vacationers.
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Redeem money again at anytime — Some bank cards require incomes $25 or extra in money again earlier than you may redeem, however not with the Capital One Quicksilver Money Rewards for Good Credit score.
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Number of redemption choices — Declare your money again as examine, assertion credit, or present playing cards for firms like Amazon, Greatest Purchase, and Starbucks.
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Quite a few travel-related perks from Capital One and Mastercard — Get value drop safety and value matching in the event you discover a higher value inside 24 hours after reserving.
Cons
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No introductory money again bonus — Sadly, the Capital One Quicksilver Money Rewards for Good Credit score does not include a welcome bonus.
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No introductory 0% APR — You will leap straight into the 29.74% (Variable) APR with no introductory interval.
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You may’t earn bonus money again on sure classes — Whereas the limitless 1.5% money again eliminates the effort of monitoring rotating classes, it additionally means there are not any alternatives for bonus earnings.
In-Depth Evaluation
Rewards
The Quicksilver Money Rewards for Good Bank card from Capital One pays limitless 1.5% money again on on a regular basis purchases. There isn’t a $200 money bonus like with the common Quicksilver card, however you may earn 5% money again once you store via Capital One Journey, making this a strong money again rewards card.
Money again you accumulate doesn’t expire, and you may redeem it for any quantity. This can be a good perk since some bank cards require you to earn $25 or extra in money again earlier than you may redeem.
Redemption choices embrace examine, assertion credit, or quite a lot of present playing cards to firms like Greatest Purchase and Starbucks. Capital One additionally enables you to redeem money again on Amazon and PayPal purchases. General, there are many methods to redeem your earnings, so that you’re not locked into one class.
Word that in the event you shut your account, there isn’t a grace interval for spending your money again.
Bonuses
You don’t get a money again bonus or intro APR fee with this bank card. This is without doubt one of the most important downsides of the Quicksilver Money Rewards for Good Bank card, however you solely want good credit score to use, which helps make up for this draw back.
